Family budgeting help

Image via kenteegardin at flickr- www.SeniorLiving.Org

The family budget can be a cause of stress especially as we near the festive season. Christmas often leaves us low on cash meaning we start the new year already worrying about our bank balance and... gulp...debt. Let's face it though, it's not just Christmas. Children cost money all year round.

I've put together a list of websites that offer tips, advice and budget planning help so you can get your family finances in order (and hopefully mean you enjoy the holidays and still start the year with a smile).

• http://today.msnbc.msn.com/id/20072930/ns/today-money/t/build-family-budget-actually-works/#.TtSvlGOXv5A has tips for building a budget that works.
• http://www.betterbudgeting.com/ has huge amounts of money saving tips! A great resource.
• http://www.vertex42.com/ExcelTemplates/family-budget-planner.html If you want to take your budget planning to a higher level this family budget planner will even give you graphs that show your spending and saving balance over time.
• http://www.free-financial-advice.net/create-budget.html How to create your budget worksheet, use it to improve and analyze the results.

Image via kenteegardin at flickr- www.SeniorLiving.Org

If you have some budget planning tips share them in the comments section.